Enroll as a SEG Today!
What is a SEG?How Much Does It Cost?What are the Benefits?
Central Jersey Federal Credit Union
Four business professionals reviewing documents together outside a modern glass office building
A zero-cost employee benefit

Better banking for your staff - and it costs your business nothing.

Central Jersey Federal Credit Union partners with local businesses to offer credit union membership as a free employee benefit through our Select Employee Group program.

Enroll as a SEG Today! How It Works

What is a Select Employee Group?

When your business becomes a SEG, every one of your employees becomes eligible to join Central Jersey Federal Credit Union and experience a world of financial perks. It’s a benefit you add once – then it’s always available for your staff.

1

Enroll as a SEG

Your business completes the SEG enrollment once – no ongoing requirements or paperwork.

2

Invite Your Employees to Join

Every current and future employee is eligible for credit union membership – and their immediate family members too!

3

Bank with Benefits

Your employees will experience the perks of banking with a not-for-profit financial institution.

The math is simple

You give your team a valuable workplace benefit. The cost and effort on your side round to nothing.

$0
Cost to your business - ever
0 hrs
of admin time
100%
of your employees eligible to join

Becoming a SEG of Central Jersey Federal Credit Union is the no-cost benefit that keeps on giving year after year.

What your people get

Member-owned banking that works in your employees' favor.

Because we’re a not-for-profit financial cooperative, earnings are returned to members through perks, such as lower loan rates, fewer fees, and everyday services built for people – not profit margins.

Lower Loan Rates

Lock in lower rates & keep more of your hard-earned money.

Higher Savings Yields

Grow your money faster with generous savings yields.

$

Fewer Fees

Escape the never-ending fees at other institutions.

Free Digital Banking

Access your funds 24/7 via
Online & Mobile Banking.

No Cost Digital Tools

Manage your money your way without hidden fees.

Low-Rate Credit Cards

Get your new everyday card without the high-interest rates.

Gold Checking

Everything you want & need minus the costly fees.

Financial Wellness

Empower yourself with financial guidance & tools.

cj lp more

Most employee benefits cost you time and money. This one doesn't.

Adding a typical perk

The Usual Burden

  • A monthly per-head cost that scales with headcount
  • Vendor contracts and renewal negotiations
  • Ongoing benefits admin every cycle
  • Limited use - a perk most employees forget about

Adding CJFCU membership as a BENEFIT

The Better Way Forward

  • $0 to the business - no per-head cost, ever
  • No contract fees or sign-on costs
  • Near-zero admin - one agreement, then we handle it
  • A benefit employees actually use - every day

Becoming a SEG in
3 easy steps

1

Complete the SEG Enrollment Forms

Fill out and return the SEG Application and Request Letter. We’re happy to walk you through the process.

SEG Enrollment Packet
2

Wait for Approval

We will notify you once your SEG Application has been approved by NCUA (National Credit Union Administration). It usually takes up to 48 hrs.

3

Anounce the Benefit to Your Team

We will provide an Employee Announcement Kit including membership perks, applications, and more.

Once you’re a SEG of Central Jersey FCU, your employees can begin the application process online in minutes – no branch visit required.

Ready to offer your team a benefit that costs nothing?

Enroll as a SEG Today!

If you have questions or would like to walk through the SEG enrollment process with a team member, please contact Shana Szabados at (732) 634-0600 ext. 4135.