Central Jersey Federal Credit UnionEnroll as a SEG Today!
What is a SEG?How Much Does It Cost?What are the Benefits?
Four business professionals reviewing documents together outside a modern glass office building
A zero-cost employee benefit

Better banking for your staff - and it costs your business nothing.

Central Jersey Federal Credit Union partners with local businesses to offer credit union membership as a free employee benefit through our Select Employee Group program.

Enroll as a SEG Today! How It Works

What is a Select Employee Group?

When your business becomes a SEG, every one of your employees becomes eligible to join Central Jersey Federal Credit Union and experience a world of financial perks. It’s a benefit you add once – then it’s always available for your staff.

1

Enroll as a SEG

Your business completes the SEG enrollment once – no ongoing requirements or paperwork.

2

Invite Your Employees to Join

Every current and future employee is eligible for credit union membership – and their immediate family members too!

3

Bank with Benefits

Your employees will experience the perks of banking with a not-for-profit financial institution.

The math is simple

You give your team a valuable workplace benefit. The cost and effort on your side round to nothing.

$0
Cost to your business - ever
0 hrs
of admin time
100%
of your employees eligible to join

Becoming a SEG of Central Jersey Federal Credit Union is the no-cost benefit that keeps on giving year after year.

What your people get

Member-owned banking that works in your employees' favor.

Because we’re a not-for-profit financial cooperative, earnings are returned to members through perks, such as lower loan rates, fewer fees, and everyday services built for people – not profit margins.

Lower Loan Rates

A built-in safety net that keeps everyday spending covered.

Higher Savings Yields

Everyday cards backed by member-first rates and fees.

Fewer Fees

Checking and savings built to grow with your team.

Free Digital Banking

Pricing set to benefit members, not shareholders.

No Cost Digital Tools

The full toolkit of member banking, ready when they need it.

Low Rate Credit Cards

The full toolkit of member banking, ready when they need it.

Reorder Checks & Everyday Services

The full toolkit of member banking, ready when they need it.

Financial Wellness

The full toolkit of member banking, ready when they need it.

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Most employee benefits cost you time and money. This one doesn't.

Adding a typical perk

The Usual Burden

  • A monthly per-head cost that scales with headcount
  • Vendor contracts and renewal negotiations
  • Ongoing benefits admin every cycle
  • Limited use - a perk most employees forget about

Adding CJFCU membership as a BENEFIT

The Better Way Forward

  • $0 to the business - no per-head cost, ever
  • No contract fees or sign-on costs
  • Near-zero admin - one agreement, then we handle it
  • A benefit employees actually use - every day

Becoming a SEG in
3 easy steps

1

Complete the SEG Enrollment Forms

Fill out and return the SEG Application and Request Letter. We’re happy to walk you through the process.

SEG Enrollment Packet
2

Wait for Approval

We will notify you once your SEG Application has been approved by NCUA (National Credit Union Administration). It usually takes up to 48 hrs.

3

Anounce the Benefit to Your Team

We will provide an Employee Announcement Kit including membership perks, applications, and more.

Once you’re a SEG of Central Jersey FCU, your employees can Become a Member online in minutes – no branch visit required.

Ready to offer your team a benefit that costs nothing?

Enroll as a SEG Today!

If you have questions or would like to walk through the SEG enrollment process with a team member, please contact Shana Szabados at (732) 634-0600 ext. 4135.